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Treasury Management Solutions
Cash flow is the lifeblood of your business. Make the most of it.
Help Optimize Your Business’s Cash Flow
Harness the Strength of Our Cash Flow Solutions.
Personalize your cash management experience by having a cash flow conversation with one of the top treasury management providers in the country. Tell us about the key relationships involved with your business: customers, vendors, suppliers, employees and you, the business owner. We’ll share our knowledge of how receiving, paying and managing cash flow are fundamental to optimizing these relationships today and into the future.
We know that there is no such thing as “one size fits all.” That’s where a cash flow conversation with a PNC Treasury Management Officer comes in. By learning more about your situation – how your business operates, where you want to take it, the opportunities and challenges you face, your aspirations and what drives you – we can help identify treasury management solutions tailored to fulfill your everyday cash flow needs.
Gain better control over incoming cash
Accelerate Your Receivables to Help Improve Cash Flow
By gaining better control over incoming cash, you can help mitigate risks associated with managing customer payments and add online efficiency by transitioning from paper to electronic receivables processes. PNC treasury management services can help you accelerate your receivables, which may help you improve your cash flow, and delight your customers, by offering them a variety of convenient payment options.
Cash Flow Insight® Receivables
Spend less time creating invoices, know your cash position, get paid online, without sharing bank information, and stay connected with customers. Learn more about Cash Flow Insight® Receivables
PNC Remote Deposit
You can now deposit checks securely 24/7 from your office using a desktop scanner or your Mobile Device. With an included scanner you can now save time, enhance cash flow, and streamline bookkeeping processes. Learn more about PNC Remote Deposit
Integrated Receivables
Our image-based lockbox solution combines all electronic payment formats used by your customers, including ACH, EDI and wire transactions, with traditional paper checks. The result is a single stream of remittance information that can help provide you more efficient reporting, timely cash application and information management.
ACH Debit
Use the Automated Clearinghouse (ACH) to initiate transactions to collect funds from your customer and supplier accounts.
Cash Concentration
Automatically concentrate funds from operating locations with non-PNC depository accounts.
Deposit Reconcilement
Recap deposit information either daily or monthly for each of your PNC deposit locations.
Speak with a PNC Treasury Management representative today about your business needs: 1-866-874-3675
Be informed - as well as agile
Leverage Online Tools
With PNC Online Banking you can enjoy the efficiency of managing your cash flow when you want, where you want. It’s secure and available when you are. As your business needs grow, we have you covered with online tools available through PINACLE® Express and Cash Flow Insight®.
PINACLE® Express
A secure online and mobile banking access point for your essential treasury management services: receivables management, funds transfer (wire transfer & ACH), information reporting and data analytics, payments, fraud mitigation tools, investments, foreign exchange, personalized online client service tools and more. Use it at your desktop, or on a mobile device. Learn more about PINACLE Express
Cash Flow Insight®
See and manage your business's cash flow with an innovative suite of online tools that provide efficiency, control and insight. Visualize the impact of your actual and projected transactions, manage your short-term forecast, scenario plan and compare your cash position.
Add Payables, Receivables and/or Accounting Software Sync to bring your paper and online processes, banking and accounting data, customer and vendor payments together so you can spend less time managing your finances and more time growing your business.
Speak with a PNC Treasury Management representative today about your business needs: 1-866-874-3675
Get Cash Where it Needs to Go
Increase Efficiency and Lower Costs
Increased visibility and control over your outgoing cash can help you streamline your payment processes and better manage your relationships with suppliers and vendors. Get cash where it needs to go with increased efficiency and at a lower cost when you leverage tools such as:
Cash Flow Insight® Payables
Organize payment and approval processes, set up your vendors to be paid electronically without sharing bank information, know what is due when — and the impact on your cash flow if you pay now or later.
Learn more about Cash Flow Insight® Payables
ACH Credit
Use the Automated Clearinghouse (ACH) to initiate payments to employees, suppliers and taxing authorities.
Wire Transfer Services
Wire transfers provide effective same-day or future-dated settlements in both U.S. dollar and many foreign currency denominations. Multiple levels of security options can help you protect your transfers and deposit account balances.
PNC BusinessOptions® Visa® Signature Card
Get account options to control employee spending, and manage cash flow. It’s a convenient all-in-one card program for purchasing, fleet, travel and entertainment spending, with the added benefits of a Visa Signature card.
Learn about PNC BusinessOptions® Visa® Signature Card
Integrated Payables
Take your payment processing to the next level when converting from paper-based payments to electronic payments. A single transmission of consolidated payment files can produce check, card, ACH and wire transfers as needed.
Speak with a PNC Treasury Management representative today about your business needs: 1-866-874-3675
Maximize Your Short-term Cash Balances
Simplify Liquidity Management
PNC’s liquidity management tools can help you maximize the efficiency and velocity of short-term cash balances. Get competitive rates on a variety of short-term investment opportunities with money market deposit accounts, certificates of deposit and sweep accounts. Minimize manual tasks while maximizing earnings and improve return on investment while maintaining availability of funds. Learn more about PNC Savings & Liquidity Management
Money Market Deposit Account
Our Premium Business Money Market Account offers interest-earning potential in one convenient account.
Certificates of Deposit (CD)
PNC offers CDs with a variety of maturity terms, ranging from several days to several years, to match the time your cash is investable.
Sweep accounts
Link your checking account to a variety of investment fund options to generate returns on idle cash balances.
Speak with a PNC Treasury Management representative today about your business needs: 1-866-874-3675
Tap into our Suite of Fraud Deterrent Tools
Fraud is everywhere. Is your business protected?
As the number and complexity of fraud schemes continue to grow, it’s vital for you to have tools in place to help mitigate your exposure to these types of activities. Monitoring your accounts within Online Banking is a good first step, but you can do even more.
PNC offers a variety of options to help you mitigate the risk associated with paper and electronic financial activity, and can be tailored to support a wide range of accounting and reporting systems. For example, when your business has these products all working together, you will be in a better position to identify and thwart attempts to compromise your financial accounts. Learn more about PNC Fraud Mitigation Solutions
PINACLE® Express
An all-in-one online banking solution that helps you maximize your cash flow and more efficiently manage, monitor and protect your accounts and transactions.
Positive Pay Solutions
Broaden and extend your internal fraud control measures by displaying your check presentment information online to help identify and respond to suspicious activity.
ACH Debit Authorization Solutions
Stop ACH debits from posting to your account or establish “rules” for filtering and decisioning which ACH items post, or are returned to the originator as unauthorized.
Universal Payment Identification Code (UPIC)
Mask your checking account number so you can accept ACH credits without having to provide your PNC account number to the payment sender.
Speak with a PNC Treasury Management representative today about your business needs: 1-866-874-3675
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We're Here to Help
Start Your Cash Flow Conversation Today
Whether you're a current customer and have a question, or you're a new one and want to learn more, we're available to help. Call us at 1-866-874-3675 to talk with us about your business, or complete our contact form to have us contact you.
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